Texas is one of the few states protecting vital rehabilitation funds for
cognitively injured people. Many insurance companies are accused of ending
coverage after only a few months following a
traumatic brain injury. Doctors say that patients who sustain a severe head injury may have about
a year and a half to get back memory and cognitive skills that were stolen
in an instant. Specialized rehabilitation is expensive, meaning that without
insurance to pay for the treatment, many patients with brain damage aren't
getting the help they need to reclaim their lives.
Cognitive rehabilitation, which is a set of therapies designed to recapture
brain-injured patients' abilities, is often recommended by doctors.
Insurance companies, however, have to keep costs down. This means that
the full therapy goals of a person with brain trauma may not be met by
insurance providers. It's a problem that faces 90,000 people a year
who are expected to suffer long-term disability due to their brain damage.
According to the Brain Injury Association of America, arbitrary limits
on how much cognitive rehabilitation an injured person receives don't
make sense. The group said that every individual suffering from brain
injury requires individualized treatment. Fortunately for Texas residents,
the state has ordered insurers to cover the rehab services for however
long they are needed. Cognitively disabled people in most other US states
are not as lucky.
Traumatic brain injury can mean the loss of thinking ability and communication
skills, but more devastating still is the loss of independence. An Austin
personal injury lawyer with experience in finding compensation for medical
expenses may be able to help individuals and families going through the
horror of brain trauma. Such assistance may include money for rehabilitation
therapy, long-term care and other needs.